GoBank - Mobile Banking 2.49.0

Green Dot Corporation – Freeware – iOS
out of 5302 votes

Convenient Banking at Your Fingertips with GoBank

Peter Salakani

01/21/2025

GoBank offers users an intuitive mobile banking experience, combining essential features with user-friendly design, although it may lack some advanced functionalities found in traditional banks.

GoBank is a checking account designed for individuals who are dissatisfied with large banks and their excessive fees. With a focus on mobile accessibility, GoBank offers a fast and feature-rich experience without surprise fees.

Why choose GoBank?

No Surprise Fees: Unlike traditional banks, GoBank is transparent about its fees. Visit GoBank.com/NoWorries to learn more.
Get Your Pay Faster: With ASAP Direct Deposit™, you can receive your paycheck up to 2 days earlier. Please note that the availability of early direct deposit may vary from pay period to pay period due to payment timing and fraud prevention measures.
Sign Up for Direct Deposit: Even if you're not eligible for early direct deposit, you can still benefit from faster payments by signing up for direct deposit instead of receiving paper checks.

GoBank also offers the following features:

Free ATMs: Use the GoBank app to find free ATM locations. Enjoy 4 free withdrawals per calendar month; thereafter, a $3.00 fee applies per withdrawal. Out-of-network withdrawals incur a $3 fee, and balance inquiries cost $0.50, in addition to any fees charged by the ATM owner. Limits apply.
Convenient Bill Payments: Pay rent or any other bills using the GoBank app or website. Need to send a check? No problem - GoBank will mail it for free.
Quick Money Transfers: Easily send money to friends, family, and other GoBank account holders. Recipients receive notifications via email or text message.
Cash Deposits: Take your GoBank debit card and cash to participating retail locations for automatic deposit into your account. Some fees may apply.
Mobile Deposits: Deposit checks using your phone by simply scanning them. Please note that you may be asked to upload your ID.
Budgeting Assistance: Use the Fortune Teller™ feature to check if your planned expenses align with your budget. Enter the cost, and GoBank will provide a quick yay or nay based on your budget.

To access all of GoBank's award-winning features, successful ID verification is required.

If you have any questions about your GoBank account, you can contact us via phone at the number provided on the back of your card for 24/7 support. Alternatively, log in to gobank.com and email us through the Contact Us page.

Stay connected with us:

Twitter: @GoBank
Instagram: @GoBankOfficial
Facebook: facebook.com/GoBank

Please refer to the GoBank app for additional information on free ATM locations, withdrawal fees, and limits. Remember that GoBank is a brand of Green Dot Bank, Member FDIC. Deposits under this trade name are insured by a single FDIC-insured bank, Green Dot Bank.

For detailed terms of use, privacy policy, and technology privacy statement, please refer to the following links:

Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf
Privacy Policy: https://m.gobank.com/privacy-policy
Technology Privacy Statement: https://m.gobank.com/banking-agreement

Overview

GoBank - Mobile Banking is a Freeware software in the category Business developed by Green Dot Corporation.

The latest version of GoBank - Mobile Banking is 2.49.0, released on 12/18/2024. It was initially added to our database on 09/26/2023.

GoBank - Mobile Banking runs on the following operating systems: iOS.

Users of GoBank - Mobile Banking gave it a rating of 4 out of 5 stars.

Pros

User-friendly mobile app with a modern interface
No monthly maintenance fees if certain conditions are met
Access to thousands of ATMs without fees within the Green Dot network
Ability to receive direct deposits up to two days faster than traditional banks
Options for cash deposits at various retailers
No credit check required to open an account
Real-time notifications for transactions which help in budgeting
Ability to set savings goals directly from the app

Cons

Limited customer service options may lead to frustrations
Some users report issues with transferring money between accounts
Not a full-service bank, lacking features like loans or mortgages
Limited physical locations for in-person support
Fees for certain services like ATM withdrawals outside the network or expedited card replacement
Potential for account hold or freezes which may inconvenience users

FAQ

What is GoBank?

GoBank is a mobile banking platform created by Green Dot Corporation that offers a range of banking services directly from your smartphone.

How do I open a GoBank account?

You can open a GoBank account by downloading the GoBank app from the App Store or Google Play, and following the instructions to create an account.

Are there any monthly fees associated with GoBank?

GoBank offers a fee structure that may include a monthly maintenance fee, but it can be waived by meeting certain direct deposit requirements.

Can I access my GoBank account internationally?

Yes, you can access your GoBank account internationally as long as you have internet access and can connect to the GoBank app.

Is my money safe in a GoBank account?

Yes, your funds are insured by the FDIC up to the maximum limits, ensuring your money is protected.

How can I deposit money into my GoBank account?

You can deposit money into your GoBank account via direct deposit, mobile check deposit through the app, or by transferring funds from another bank.

What features does the GoBank app offer?

The GoBank app offers features like account balance monitoring, transaction history, fund transfers, bill pay, and budgeting tools.

Can I get a physical debit card with my GoBank account?

Yes, once you set up your account, you will receive a physical debit card that can be used for purchases and ATM withdrawals.

How do I withdraw cash from my GoBank account?

You can withdraw cash from your GoBank account using your debit card at any ATM that accepts Visa.

What should I do if I lose my GoBank debit card?

If you lose your GoBank debit card, you should immediately report it within the app to lock your card and prevent unauthorized transactions.

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

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